Driving Regulations
Motor Insurance
It is advisable to firstly shop around for the most competitive quote you can get and then declare that you have epilepsy. Whether or not you have to pay an extra loading on your premium will depend on the policy of the insurance company and the details of your particular case. By seeking the quote before declaring you have epilepsy you will at least know by how much you are being loaded. There is considerable risk attached to not revealing your condition Failure to disclose epilepsy could mean that in the event of an accident, your policy could be declared null and void. Extra loading may be a small price to pay in the long run.
If you have difficulty obtaining a quotation, the Insurance Information Service of the Insurance Federation can help to arrange cover for you under the Declined Cases Agreement. You must be refused by three different companies before the Insurance Federation will take up your case. The Insurance Federation will need to know the exact order in which you approached the companies and details of any insurance cover you may have had.
Also the Irish Insurance Federation of Ireland in 39 Molesworth St, provide an information service on all insurance matters.
Tel: 01 6761914,
Fax: 01-6761943.
Web: http://www.iif.ie/
Email: fed@iife.ie
